Why Join UTFCU?
As a member, you become an owner, not a customer. You'll enjoy competitive rates, member-focused service, and a commitment to our local communities.
Come See Us
Visit any UTFCU branch and our friendly staff will walk you through membership.
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Give Us a Call
Prefer human assistance? Just give us a call and we'll guide you through the process.
Contact Us
Who Can Join?
Anyone who lives, works, or attends school in our area may become a member of UTFCU.
What to Expect
Joining UTFCU is a simple and straightforward process. Here's what you can expect when you apply:
- Complete your application: Provide a few simple details to get started.
- Make a small initial deposit: Your account will be activated quickly.
- Get instant access: Once approved, you can start using our Digital Banking platform and all account features.
- Enjoy the benefits: Take advantage of UTFCU’s products, rewards, and member services.
When you walk into our lobby, or call us, what makes our credit union different from a bank might not be immediately apparent. While our two types of financial institutions may offer similar products and services, major differences exist in ownership, cost of borrowing money, and in use of services.
Credit unions are not-for-profit and exist to help people. As such, all earnings are returned to their members in the form of high-interest savings and low rate loans. A volunteer board of directors, elected by the members, governs a credit union. With their vote, each member has a direct impact on the direction of the credit union. Credit unions are owned by their members. Each member gets one vote and an equal say in how the credit union is run.
Once a member, always a member. As long as you maintain your savings account, you’re membership will last forever!
Credit unions are full-service, member-owned and not-for-profit financial institutions dedicated to improving members’ lives. Everyone in the community benefits from credit union membership because funds stay local and are put to use throughout the community. Credit unions live out their shared philosophy of “People Helping People”.
The first $5.00 deposited in your savings share (account) will be used to fulfill your membership requirement. This $5.00 makes you an owner of UTFCU, giving you the voting rights and benefits that owners deserve!
UTFCU is community chartered, which means we are more open than you may think! Membership with UTFCU is open to anyone who lives, works, worships, conducts business, or attends school in the following counties in Tennessee: Anderson, Blount, Knox, Loudon, and Union. Not sure if you will qualify? Give us a call and we’ll talk through it. (865) 971-1971.
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