4 Strategies to Simplify Your Financial Life with UT Federal Credit Union

At UT Federal Credit Union (UTFCU), we're committed to enhancing your financial wellbeing beyond basic transactions. Here are four strategies to make managing your finances easier:

1. Automate Your Bill Payments: Set up automatic bill payments through UTFCU's online banking to ensure your bills are always paid on time, reducing stress and late fees. This feature not only saves you time but also helps improve your credit score by ensuring timely payments.
2. Enable Account Notifications: Stay on top of your finances by customizing alerts for your UTFCU accounts. Receive notifications for transactions, low balances, deposits, and upcoming bill payments. These alerts help you monitor your accounts in real-time, preventing overdrafts and unauthorized transactions.
3. Utilize Online Money Management Tools: Take advantage of UTFCU's comprehensive suite of digital financial management tools. Use our budgeting tools to categorize and track expenses automatically, making it easier to stick to your financial goals. Our tools help you create a budget, track spending, and manage debt, providing a clear picture of your financial health. 
4. Consult with UTFCU Representatives: Our knowledgeable staff is available to help you set financial goals and utilize the right services. Whether you're planning for retirement, buying a home, or managing debt, our advisors offer personalized guidance to help you make informed financial decisions. Additionally, take advantage of our free credit counseling services to develop a plan for improving your credit score.

Additional Tips:

• Consolidate Your Accounts: Simplify your financial life by consolidating multiple accounts into a single UTFCU account. This reduces the complexity of managing several accounts and can lower maintenance fees.
• Leverage Mobile Banking: Access your accounts anytime, anywhere with UTFCU's mobile banking app. Deposit checks, transfer funds, and pay bills from your smartphone, ensuring you stay connected to your finances on the go.

• Invest in Financial Education: UTFCU offers a range of educational resources, including webinars, workshops, and articles, to help you enhance your financial literacy. Understanding financial concepts can empower you to make better financial decisions and achieve long-term stability.

At UTFCU, we aim to make your financial life stress-free with our intuitive tools and dedicated support. Visit utfcu.org or contact us at (865) 971-1971 for more information and to access our services.

This information is for general guidance and not intended as legal, tax, or financial advice. Consult a professional for advice tailored to your situation.