Growing with UTFCU: How Seeds of Change Built a Thriving Business
At UT Federal Credit Union, we believe in empowering businesses to grow and succeed. One of the best examples of this is Seeds of Change, a Knoxville-based landscaping and hardscaping company founded by Ian Dovan that has flourished with the support of UTFCU's business services. From their first truck loan to managing large-scale commercial projects, Seeds of Change has been a testament to the power of strategic financial partnerships.
Planting the First Seeds with UTFCU
Seeds of Change's journey with UTFCU started with a single truck loan. As the business expanded, so did its financial needs—growing from simple loans to more complex services such as lines of credit, employee benefits, and bulk equipment purchasing. "UTFCU has been instrumental in our growth from day one," said Dovan. "It all started with my very first truck loan, and their support has only grown with us."
During the challenges of COVID-19, UTFCU's business services team worked tirelessly—even during late nights and weekends—to ensure that Seeds of Change could keep its doors open. Dovan shared, "While other banks were overwhelmed, Myra and her team went above and beyond to make sure we had the support we needed. That level of dedication spoke volumes about the character and care within UTFCU, and we remain incredibly grateful."
More recently, UTFCU's Commercial Loan Processor, Marlene, identified a pricing discrepancy in a truck purchase, saving the business a significant amount of money. "That kind of proactive support makes a huge difference for a growing business like ours," Dovan added.
Ian Dovan signing paperwork for his first truck loan with UTFCU—the first step in Seeds of Change's journey to growth and success.
A Business Rooted in Purpose
While participating in the Knoxville Fellows Program, Dovan toured Knox County Jail and had a life-changing realization—every person deserves dignity and opportunity. "That experience changed my perspective forever," he said. "I knew I wanted to create something that could provide meaningful employment for individuals in recovery. It became clear that we all have a choice in life—to be givers or takers."
Shortly after, Seeds of Change was launched with a mission to help people rebuild their lives through hard work and service. "Through this journey, I've learned that some of the most valuable lessons come from individuals whose greatest strength is humility," Dovan reflected.
Branching Out: What's Next for Seeds of Change?
The company has refined its focus on high-end hardscaping, specializing in custom outdoor living spaces. "Some of our favorite projects integrate multiple elements—landscape design, pools, spas, putting greens, and more—creating full-scale, luxurious outdoor environments," Dovan said.
In addition to residential work, Seeds of Change has expanded into commercial installations, including a recent project at Neyland Stadium. "It's an incredible opportunity to showcase our craftmanship on such a large scale, and we're thrilled to be part of it," Dovan added.
Connect with Seeds of Change
At UT Federal Credit Union, we're proud to support businesses like Seeds of Change that not only transform landscapes but also transform lives. If you're ready to grow your business with a financial partner that genuinely cares, contact UTFCU today!
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