Loan Rates
Secured Loans
Effective Date: Thursday, November 21st, 2024
| Loan Type | APR* As Low As | Monthly Payments/$1,000 |
|---|---|---|
| Secured loan – 48 months | 6.99% | $23.29 |
| Secured loan – 60 months | 6.99% | $19.81 |
| Secured loan – 66 months | 6.99% | $18.30 |
| Secured loan – 78 months | 6.99% | $15.43 |
| Secured loan – 84 months | 6.99% | $15.10 |
| Secured loan – 96 months | 7.49% | $13.89 |
| *APR=Annual Percentage Rate. Actual Rates may vary based on individual credit history, loan term, amount financed and on the model year, mileage and type of collateral. Your actual rate may be higher. Rates are subject to change without notice. Other restrictions may apply. | ||
Recreational Vehicles
Effective Date: Thursday, November 21st, 2024
| Name | APR* As Low As | Monthly Payments/$1,000 |
|---|---|---|
| Secured loan – 78 months | 7.99% | $16.49 |
| Secured loan – 84 months | 9.99% | $16.61 |
| Secured loan – 120 months | 10.99% | $13.78 |
| *APR = Annual Percentage Rate. Actual rates may vary based on individual credit history, loan term, amount financed and on the model year, mileage and type of collateral. Your actual rate may be higher. Rates are subject to change without notice. Other restrictions may apply. | ||
Signature Loans
Effective Date: Thursday, November 21st, 2024
| Loan Type | APR* As Low As | Monthly Payments/$1,000 |
|---|---|---|
| Winter Signature Loan Special - 36 Months* | 7.99% | $31.35 |
| *APR = Annual Percentage Rate. Rate effective 11.01.2024 through 01.31.2025. 7.99% Rate is for a 36-month term with a minimum of $500.00 borrowed and a maximum of $10,000.00. Estimated monthly payment of $31.35 per $1,000.00 borrowed at 7.99% APR for 36 months. Other terms available based on credit and other factors. New money only. Other UTFCU loans cannot be paid off with this promotion. Eligibility required. NCUA insured. | ||
Credit Cards
| Loan Type | Term |
|---|---|
| Visa Platinum | View Rates, Terms and Conditions |
Home Equity
| Loan Type | Term |
|---|---|
| Home Equity (fixed rate) – up to 100% Loan to Value | Contact the credit union for terms and rates |
| Home Equity Line of Credit (variable rate) | Contact the credit union for terms and rates |