Get to Know Us: UT Federal Credit Union

Discover how UTFCU's share certificates can help you grow your savings with guaranteed returns, competitive rates, and flexible term options tailored to you financial goals.

The holidays are here, but so are the scammers! Learn how to spot and avoid the most common holiday shopping scams with these essential tips to protect your finances and personal information.

Discover the mind games retailers play on Black Friday to make you spend more—and learn simple strategies to outsmart them!

This blog is your go-to guide for making sense of personal finance terms, helping you make informed choices with ease. UT Federal Credit Union explains credit scores, interest rates, savings tools, and more—offering clear insights for managing and growing your money confidently.

Explore a purpose-driven career with UT Federal Credit Union, where you can make a community impact, grow professionally, and enjoy work-life balance alongside competitive benefits.

A healthy Debt-to-Income (DTI) ratio can open doors to better financial opportunities. This guide covers what DTI is, its impact on loans and credit, and steps to improve it. 

October is Cybersecurity Awareness Month—a reminder to protect personal information in today's digital world. UT Federal Credit Union is dedicated to equipping members with security tools and knowledge to stay safe.

Buy Now, Pay Later (BNPL) services can make purchases feel more affordable, but they come with risks like late fees, credit score impacts, and overspending. Learn the pros and cons of BNPL, and how UTFCU can help you manage you finances responsibly.

Fall brings unique expenses, from back-to-school to holiday shopping. This guide offers tips on budgeting, tracking expenses, and savings. Learn how UT Federal Credit Union's resources can help you manage fall costs while staying on track financially.

While online banks offer convenience, UT Federal Credit Union provides a unique blend of digital ease and personalized in-branch service. Discover the value of local banking for financial wellness.

Debt impacts your financial health in different ways. Whether tackling credit card debt or loans, learn practical tips and get expert guidance from UT Federal Credit Union to take control and achieve financial wellness.

In times of crisis, scammers exploit people's generosity. UT Federal Credit Union urges caution when donating after disasters. Stay informed to protect your donations from fraud.

During economic downturns, UT Federal Credit Union offers enhanced security and stability. We help members confidently navigate financial uncertainty. 

UT Federal Credit Union offers personalized mortgage solutions to help you navigate the competitive housing market. Be prepared and avoid missing key steps.

This blog is packed with smart tips to maximize your savings during a tax-free weekend! Plan ahead, stick to your budget, and combine tax savings with other discounts. Plus, learn how UTFCU's U Rewards Checking can help you earn rewards on every purchase.

This blog offers simple strategies to streamline your finances! Learn how UT Federal Credit Union can help you manage money more easily with personalized advice and account features.

This blog highlights how we can support your small business with tailored financial solutions, flexible loans, and expert resources. Discover how UTFCU can help you reach your goals today!

Discover how understanding and managing your credit score can help improve your financial decisions. Learn about factors like payment history and credit utilization, and find simple steps to boost your score.

Learn how to explain the difference between needs and wants and introduce banking basics as they grow. UT Federal Credit Union offers practical guidance to help your children build strong financial foundations.

Stay one step ahead of fraudsters! UT Federal Credit Union prioritizes your security and offers essential tips to recognize and avoid scams, including common tactics like phishing and social media fraud. Learn how to secure your financial information and monitor accounts effectively to keep your finances safe.

Record-high temperatures mean finding refreshing ways to cool off is essential! Explore East Tennessee's waterfalls, enjoy a day at Dollywood's Splash Country, or take a relaxing float down the Tennessee River. Keep cool with these tips from UT Federal Credit Union.

Unlock your home's potential with a Home Equity Line of Credit (HELOC) from UT Federal Credit Union! Let us support your journey to a more valuable, comfortable home.

Protect your loved ones from elder fraud with UT Federal Credit Union's helpful guide on recognizing and preventing scams. We are here to support you with secure banking solutions and resources to keep our community safe.

Learn how UT Federal Credit Union stands out with its member-focused approach, community involvement, and wide range of services. Find out how to join and experience the benefits of a not-for-profit credit union committed to serving you and the community.