Get to Know Us: UT Federal Credit Union

Welcome to UT Federal Credit Union! We are thrilled to have you here and look forward to serving you. As a member-owned financial institution, UTFCU is dedicated to providing exceptional service to our members. Here’s a bit more about us and what makes us unique.

Our Mission and Vision

At UTFCU, our mission is to provide comprehensive financial solutions to our members while fostering a sense of community and mutual support. Our vision is to be the preferred financial institution for individuals and businesses in our service areas, promoting financial well-being and economic growth.

Our History

Established with a strong foundation in serving the community, UTFCU has grown to support members across Anderson, Blount, Knox, Loudon, Martin, Memphis, and Union Counties in Tennessee. Over the years, we have expanded our services and reach, continuously evolving to meet the changing needs of our members.

Membership Benefits

One of the key advantages of joining UTFCU is that we are a not-for-profit organization. This means that our profits are returned to our members in the form of lower rates, higher interest on deposits, and reduced fees. Here are some highlights of what you can expect as a member:

• Personalized Service: Our members are our top priority, and we are committed to providing personalized financial solutions that cater to your unique needs.
• Community Focus: We actively participate in and support local community initiatives, ensuring that our contributions have a positive impact.
• Member Ownership: As a member, you are an owner of the credit union. This gives you a voice in how we operate, with the ability to vote in board elections and contribute to decision-making processes.

How to Join

Becoming a member of UTFCU is easy and can be done in a few simple steps:

1. Online Application: Visit our online application portal to complete the process from the comfort of your home.
2. Visit a Branch: Stop by any of our branches with your government-issued ID, proof of address, Social Security card (if possible), and opening deposit. Our friendly staff will assist you in setting up your account.
3. Give Us a Call: Contact us at (865) 971-1971 or (800) 264-1971, and we will guide you through the membership process over the phone.

Services We Offer

UTFCU provides a wide range of financial services designed to meet the diverse needs of our members. These include:

• Personal Banking: Checking accounts, savings accounts, money market accounts, IRAs, and more.
• Personal Loans: Auto loans, personal loans, student loans, mortgages, and home equity lines of credit.
• Business Banking: Business checking accounts, savings accounts, money market, lines of credit, commercial real estate loans, commercial vehicle loans, and SBA loans.
• Digital Banking: Online and mobile banking services to manage your accounts anytime, anywhere.
• Financial Education: Tools and resources to help you make informed financial decisions and achieve your financial goals.

Community Involvement

We take pride in our community involvement and strive to give back through various initiatives and programs. We focus on creating a positive impact and supporting the well-being of our communities.

Contact Us

For more information or if you have any questions, please feel free to contact us via email or call us at (865) 971-1971 or (800) 264-1971. You can also visit any of our branches or explore our website to learn more about our services and how we can assist you.

Join UT Federal Credit Union today and experience the benefits of being part of a member-owned, community-focused financial institution. We look forward to welcoming you!